Wang Insurance

Life Insurance

Life Insurance Quote
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Buying life insurance helps protect those who rely on you financially if you're not around to take care them. Life insurance can be used to cover mortgage payments, provide for college tuition, and cover funeral costs.

There are several options for life insurance, so the best way to start is to find out the best plan for you.

TERM LIFE

  • Affordable protection for a set number of years
  • Death benefit guaranteed for the term of your policy
  • Premium remains level throughout (lowest premium vs. other types)
  • Good for: low premiums, set number of years (i.e. enough to pay off mortgage, income replacement until child reaches age where he/she can make own income)

WHOLE LIFE

  • Premium flexibility (but much higher premium than term)
  • Builds cash value, can have access to cash through loans and withdrawals
  • Death benefit guaranteed for life

UNIVERSAL LIFE

  • Flexibility to adjust coverage and premium (but much higher premium than term)
  • Growth potential is based on market performance
  • Builds cash value, can have access to cash through loans and withdrawals

Everyone's needs are different, so reach out to our licensed advisors for help.