Wang Insurance

Landlord Protection Insurance

Landlord Protection Insurance Quote
Name *
Date of birth *
Date of birth
Gender *
Marital status *
Property info
Property address *
Property address
The address of the property you need insurance for.
Is this property rented out on an annual or short-term basis? *
Is this property vacant? *
Are you renovating or flipping the home? *
Date purchased
Date purchased
(check all that apply)
Additional info

Why do I need landlord protection insurance?

As a landlord, you want insurance that’s tailored specifically to protect your residential rental property. You do your best to choose good tenants and the same goes for your insurance.

What's typically covered?

  • The home and other structures on the lot

  • Personal property on the premises that you provide (i.e. stove, refrigerator, washer/dryer)

  • Loss of rents

  • Premises liability

    • Personal injury–included under the liability coverage on most policies we offer. The coverage protects you against wrongful eviction and wrongful entry claims (please note these claims are investigated on a case-by-case basis).

What are you covered against?

Each policy is different, but a standard dwelling fire policy (also known as a DP3) will generally cover your property against:

  • Fire or lightning

  • Windstorm

  • Explosions

  • Riots or civil commotions

  • Aircraft

  • Vehicles

  • Smoke

  • Vandalism

  • Falling objects

If the property is vacant, these coverages may not be available.

What isn't covered?

A standard dwelling fire policy won't cover damages caused by earthquakes or floods (those need a separate policy).

There may also be exclusions for water damage, vermin, mold or fungus, and wear and tear.