Wang Insurance

Homeowners Insurance

Homeowners Insurance Quote
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Additional Info

What's covered?

  • Your home's structure and other structures on your property
  • Your personal property
  • Additional living expenses if you can't stay in your home after a covered loss
  • Your liability if someone trips on your property or files an injury lawsuit against you

What are you covered against?

In a standard homeowners policy (also known as an HO3), your home and belongings will generally be protected by:

  • Fire and lightning
  • Wind
  • Smoke
  • Explosions
  • Aircrafts
  • Vehicles
  • Smoke
  • Theft and vandalism
  • Falling objects

What is not covered?

A standard homeowners policy will not cover against earthquakes or flood. Other exclusions can include mold, wear and tear, and vermin.

There are discounts available

  • Multi-policy discount (packaging with auto)
  • New buyer discount
  • Alarm discounts

We can also help with secondary homes and seasonal homes.