Wang Insurance

Earthquake Insurance

Earthquake Insurance Quote
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Most home insurance policies do not cover earthquake. You'd need to get a separate earthquake policy.

Some quick facts

  • Rates for earthquake insurance can vary significantly depending on location.

  • In earthquake prone areas (i.e. San Francisco), the cost of earthquake insurance can be high.

  • Your deductible is typically a percentage of your dwelling coverage (can range from 5% to 15%)

  • In California, earthquake insurance is mainly handled by the California Earthquake Authority (CEA).

    • To obtain CEA coverage, you must first have a companion residential insurance policy written through a CEA participating insurance company. The dwelling coverage must match your property policy.

  • We also partner with private earthquake insurance companies that offer stand alone coverage.