Wang Insurance

Commercial Umbrella Insurance

What is it?

Commercial umbrella insurance protects your business if the cost of a lawsuit exceeds the limit of your underlying policy.

For example, say your employee gets into an accident with a business vehicle. The other party sustains injuries and sues for $1.5 million. Your business auto policy has a liability limit of $1M. Where will the extra $500,000 come from? This is when your commercial umbrella insurance would kick in.

Commercial umbrella can add liability on top of your underlying business policies including general liability, business auto, hired and non-owned auto, and workers' compensation. 

How much is it?

Commercial umbrella premiums vary depending on the carrier. Please reach out to us for an estimate.

Commercial Umbrella Insurance Quote
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