Business owners insurance (also known as a business owners policy or BOP) provides general liability and property damage together in a bundled package policy. A BOP protects your business from a variety of risks including accidents, loss of income, and more.
What's typically covered?
- General liability–provides protection if you cause bodily injury, property damage, personal injury or advertising injury.
- Building and/or business personal property–provides coverage for buildings (if needed) and most business owners' personal property.
- Loss of income–if unexpected events cause your operations to close due to a covered cause of loss, your business owners insurance will help replace any loss of income and continuing operations expenses, including payroll.
Do I need a BOP?
We help companies find coverage for a variety of business operations and know that each business has different needs. Tell us about your business and we can help you find the business insurance coverage you're looking for.