What is it?
A business owners insurance policy (BOP) combines general liability and commercial property insurance together into a bundled policy.
What does it cover?
- General liability–protects your business if another party claims bodily injury, property damage, personal injury or advertising injury.
- Property–provides coverage for buildings (if needed) and business owners' personal property.
- Loss of income–if a covered disaster causes your business to close, your business owners policy will help replace your loss of income during that time.
Do I need a BOP?
Each company has different needs based on their operations. Tell us about your business and we can tailor a business insurance package for you.