Business Property Insurance
What is business property insurance?
If you have any business property–laptops, chairs, desks, then you’ll benefit from this coverage.
This can also include the structure itself if you own the building.
By combining business property insurance and general liability insurance, it turns it into a Business Owner’s Insurance Policy (BOP).
Who needs it?
Common reasons you’ll need to purchase business property insurance:
You have furniture, laptops, or signage and want to protect them in case of a loss
You have equipment for your company–appliances, gear, etc.
What does it cover?
It protects your business property if damaged by a covered loss, which may include:
Fire or lightning
Smoke
Theft
Vandalism
Theft
Water damage
Explosion
We recommend checking your exact policy form to confirm coverages and exclusions.
