Understanding cannabis risks and insurance

We work with cannabis growers, dispensaries, processors, manufacturers, and retailers to protect their assets, their businesses, and their customers. We have a deep understanding of the cannabis industry needs and offer a diversified market of admitted and surplus lines carriers with an appetite for these risks.  

We write cannabis commercial package policies (premises general liability and property coverage) from seed to sale for:

• Dispensaries

• Cultivators/Nurseries

• Manufacturers and Processors

• Distribution Centers

• Logistical Operations

• Laboratory Insurance

• Ancillary Businesses

• Landlords

Coverage highlight

• Product liability: The most common risk in the marijuana industry. Anyone in the supply chain is potentially liable for cannabis product defects that cause physical damage or bodily injury. The production, distribution, and sale of an ingestible product with an intoxicating effect - paired with labeling and marketing representations - creates significant product liability exposure.

We also offer policies for umbrella (primary/excess), equipment breakdown, stock/inventory, auto, cyber coverage, cannabis cargo, employment practices liability insurance, professional liability, workers’ compensation, group benefits, living plant (crop), special events (e.g., trade shows), lessor’s risk, crime, and more.

If you are a cannabis professional or business owner searching for professional guidance about your insurance needs, contact us. We can help you assess your risks and obtain the proper coverage to protect your cannabis business.