Homeowners Insurance

What’s covered?

 
  • Your dwelling and other structures on your property

  • Your personal property such as furniture, appliances, and clothing

  • Additional living expenses if you can't stay in your home after a covered loss

  • Your liability if someone trips on your property or files an injury lawsuit against you

 

What are you covered against?

 

Most homeowners insurance policies will generally cover for damage to your house or other structures by certain perils, including:

  • Fire and lightning

  • Wind

  • Smoke

  • Explosions

  • Aircrafts

  • Vehicles

  • Smoke

  • Theft

  • Vandalism

  • Falling objects

 

What might not be covered?

 

A standard homeowners policy typically will not cover against earthquakes or flood –these are separate policies. Other exclusions can include mold, wear and tear, and vermin.

 

Save with some discounts for homeowners insurance

 
  • Multi-policy discount – insure your car with us for more savings

  • New buyer discount

  • Home security discounts

 Reach out to us today